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Roadside Assistance Coverage

Roadside assistance covers common disablement events such as towing, jump starts, lockouts, and flat tires, based on the plan selected.

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Modern flat illustration: a roadside technician changing a sedan tire in a safe paved pull-off

How this coverage works

Policy coverage versus a membership

Roadside assistance on an auto policy is tied to the vehicles listed on the policy. Membership programs are usually tied to the person, which can matter if you drive vehicles you do not own.

Both approaches are valid. The right choice depends on how many vehicles you insure and how often you drive vehicles that are not yours.

Details to review

  • Towing distance or dollar limits
  • Lockout and jump start service
  • Fuel delivery and flat tire assistance
  • Differences from membership clubs

What the coverage includes

Coverage names, terms, and availability vary by insurance carrier and state. These descriptions are educational and are not a policy contract.

Who this is generally written for

Eligibility is set by each insurance carrier and can differ by state. Nothing here is a guarantee of eligibility or coverage.

Commonly a good fit

  • Vehicles listed on a personal auto policy

Worth a conversation first

  • Frequent use, which some insurance carriers monitor at renewal

Availability varies by state

No-fault states
Personal injury protection replaces or supplements medical payments and changes how injury claims are handled.
FR-44 states
A small number of states use FR-44 filings, which generally require higher liability limits than SR-22 filings.
Border states
Travel into Mexico requires a separate policy issued by an insurance carrier authorized in Mexico.

Frequently asked questions

Coverage that often comes up next

Related coverage worth reviewing at the same time. Nothing is added without your direction.

Ready to compare your options?

Start online in a few minutes or speak with a licensed insurance professional. There is no obligation, and quoting does not bind coverage.

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Insurance coverage is not bound or effective unless and until it has been confirmed in writing by TruvaLink Insurance Agency or an authorized representative of the applicable insurance carrier. Submission of a quote request, application, payment, or other information does not guarantee coverage or constitute proof of insurance.