Personal Umbrella Insurance
Extra liability protection above your home, auto, and watercraft policies for serious claims.
How this coverage works
How umbrella liability coverage works
An umbrella policy adds liability coverage after your underlying policies reach their limits. Insurance companies usually require minimum limits on those policies.
Details to review
- Higher liability limits
- Broad liability coverage
- Covers the whole household
What the coverage includes
Coverage names, terms, and availability vary by insurance carrier and state. These descriptions are educational and are not a policy contract.
Who this is generally written for
Eligibility is set by each insurance carrier and can differ by state. Nothing here is a guarantee of eligibility or coverage.
Commonly a good fit
- Households with home and auto policies
- Families with teen drivers or a pool
Worth a conversation first
- Households with rental properties or watercraft
Availability varies by state
State regulation notice
Frequently asked questions
Coverage that often comes up next
Related coverage worth reviewing at the same time. Nothing is added without your direction.
- Homeowners InsuranceCoverage for your home, belongings, and personal liability.Learn more
- Valuables and CollectionsReview individual protection for jewelry, art, and collections.Learn more
Household coverage review
Review how your property, vehicles, and personal liability fit together. Eligibility and multi-policy options vary by insurance carrier and state.
- Property and belongings
- Vehicles and watercraft
- Personal liability
- Renters InsuranceProtection for belongings and liability when you rent.Learn more
Ready to compare your options?
Start online in a few minutes or speak with a licensed insurance professional. There is no obligation, and quoting does not bind coverage.
Insurance coverage is not bound or effective unless and until it has been confirmed in writing by TruvaLink Insurance Agency or an authorized representative of the applicable insurance carrier. Submission of a quote request, application, payment, or other information does not guarantee coverage or constitute proof of insurance.