Homeowners Insurance
Protect the home you own, your belongings, and your personal liability. Compare homeowners options with a licensed insurance professional.
How this coverage works
How homeowners coverage works
A homeowners policy usually combines protection for the structure, your belongings, and your liability if someone is hurt on your property.
Limits, deductibles, and covered causes of loss vary by insurance company and state. Floods and earthquakes are usually excluded and need separate coverage.
Details to review
- Dwelling and other structures
- Personal belongings
- Personal liability
- Additional living expenses
What the coverage includes
Coverage names, terms, and availability vary by insurance carrier and state. These descriptions are educational and are not a policy contract.
Who this is generally written for
Eligibility is set by each insurance carrier and can differ by state. Nothing here is a guarantee of eligibility or coverage.
Commonly a good fit
- Owner-occupied single-family homes
- Townhomes owned outright or with a mortgage
Worth a conversation first
- Homes with prior claims or roof concerns
- Homes used for short-term rentals or a business
Availability varies by state
State regulation notice
Frequently asked questions
Coverage that often comes up next
Related coverage worth reviewing at the same time. Nothing is added without your direction.
- Personal Umbrella InsuranceAdditional liability limits above eligible underlying policies.Learn more
- Valuables and CollectionsReview individual protection for jewelry, art, and collections.Learn more
Household coverage review
Review how your property, vehicles, and personal liability fit together. Eligibility and multi-policy options vary by insurance carrier and state.
- Property and belongings
- Vehicles and watercraft
- Personal liability
- Renters InsuranceProtection for belongings and liability when you rent.Learn more
Ready to compare your options?
Start online in a few minutes or speak with a licensed insurance professional. There is no obligation, and quoting does not bind coverage.
Insurance coverage is not bound or effective unless and until it has been confirmed in writing by TruvaLink Insurance Agency or an authorized representative of the applicable insurance carrier. Submission of a quote request, application, payment, or other information does not guarantee coverage or constitute proof of insurance.