Valuables and Collections Insurance
Scheduled coverage for jewelry, art, watches, and collections that go beyond standard home policy limits.
How this coverage works
How valuables and collections coverage works
Standard home policies often limit coverage for jewelry and collectibles. Scheduling items gives each one its own coverage amount, usually based on an appraisal.
Details to review
- Item-by-item coverage
- Agreed value options
- Worldwide coverage
What the coverage includes
Coverage names, terms, and availability vary by insurance carrier and state. These descriptions are educational and are not a policy contract.
Who this is generally written for
Eligibility is set by each insurance carrier and can differ by state. Nothing here is a guarantee of eligibility or coverage.
Commonly a good fit
- Owners of jewelry, art, watches, or collectibles
- People whose items exceed standard home policy limits
- Owners who want each piece covered for a stated value
- People who wear, display, or travel with high-value items
- Owners of inherited or gifted pieces they want documented
- Collectors who buy, trade, or sell pieces over time
Worth a conversation first
- Very high-value collections
- Items without a recent appraisal
- Antique or one-of-a-kind pieces with unsettled value
- Items stored off-site, in a safe deposit box, or held by others
- Pieces that are restored, altered, or gradually sold
- Collecting that resembles buying and reselling
Availability varies by state
State regulation notice
Frequently asked questions
Coverage that often comes up next
Related coverage worth reviewing at the same time. Nothing is added without your direction.
- Homeowners InsuranceCoverage for your home, belongings, and personal liability.Learn more
- Personal Umbrella InsuranceAdditional liability limits above eligible underlying policies.Learn more
Household coverage review
Review how your property, vehicles, and personal liability fit together. Eligibility and multi-policy options vary by insurance carrier and state.
- Property and belongings
- Vehicles and watercraft
- Personal liability
- Renters InsuranceProtection for belongings and liability when you rent.Learn more
Ready to compare your options?
Start online in a few minutes or speak with a licensed insurance professional. There is no obligation, and quoting does not bind coverage.
Insurance coverage is not bound or effective unless and until it has been confirmed in writing by TruvaLink Insurance Agency or an authorized representative of the applicable insurance carrier. Submission of a quote request, application, payment, or other information does not guarantee coverage or constitute proof of insurance.