Condo Insurance
Cover your unit's interior, your belongings, and your liability, and fill the gaps your association's master policy leaves.
How this coverage works
How condo coverage works
Your condo association's master policy usually covers the building and common areas. A condo policy covers what the master policy does not, often including interior finishes.
Reviewing your association documents helps set the right limits.
Details to review
- Walls-in coverage
- Personal belongings
- Loss assessment
- Personal liability
What the coverage includes
Coverage names, terms, and availability vary by insurance carrier and state. These descriptions are educational and are not a policy contract.
Who this is generally written for
Eligibility is set by each insurance carrier and can differ by state. Nothing here is a guarantee of eligibility or coverage.
Commonly a good fit
- Condo owners who live in their unit
- Condo owners who rent their unit to others
- First-time condo buyers closing on a new unit
- Owners with a mortgage that requires proof of coverage
- Seasonal owners who keep a condo for part-time use
Worth a conversation first
- Associations with high master policy deductibles
- Buildings whose master policy stops at the unfinished shell
- Units rented out short term through booking platforms
- Units with renovations beyond standard builder-grade finishes
- Condos used partly for a home business or professional practice
Availability varies by state
State regulation notice
Frequently asked questions
Coverage that often comes up next
Related coverage worth reviewing at the same time. Nothing is added without your direction.
- Homeowners InsuranceCoverage for your home, belongings, and personal liability.Learn more
- Personal Umbrella InsuranceAdditional liability limits above eligible underlying policies.Learn more
Household coverage review
Review how your property, vehicles, and personal liability fit together. Eligibility and multi-policy options vary by insurance carrier and state.
- Property and belongings
- Vehicles and watercraft
- Personal liability
- Valuables and CollectionsReview individual protection for jewelry, art, and collections.Learn more
Ready to compare your options?
Start online in a few minutes or speak with a licensed insurance professional. There is no obligation, and quoting does not bind coverage.
Insurance coverage is not bound or effective unless and until it has been confirmed in writing by TruvaLink Insurance Agency or an authorized representative of the applicable insurance carrier. Submission of a quote request, application, payment, or other information does not guarantee coverage or constitute proof of insurance.